The IntroXL Advantage

Start lending in 3 weeks, not 3 months. Our streamlined onboarding process empowers lenders to go from planning to active deployment in a matter of weeks - a fraction of the industry standard. Go LIVE without delay, to scale faster and serve customers faster.

  • First Payment Default Rates

    First Payment Default Rates

    AI-powered credit scoring to minimize first payment defaults and charge offs. Dynamic loan term adjustments minimize defaults.

  • Delinquency Rates

    Delinquency Rates

    Convenient and seamless payment options, combined with automated reminders and predictive analytics, proactively reduce late payments. Advanced payment solutions allow borrowers to set up flexible payment schedules, while intelligent alerts and insights identify at-risk accounts early, enabling timely interventions.

  • Charge-Off Rates

    Charge-Off Rates

    Implement early warning systems that provide predictive analytics to identify borrowers at risk of delinquency early on.

  • Loan Approval and Lead Conversion Rates

    Loan Approval and Lead Conversion Rates

    Digital onboarding and real-time verification speed up approvals, using AI-powered decision engines to provide instant loan decisions.

  • Average Loan Processing Times

    Average Loan Processing Times

    Automated underwriting streamlines the process by implementing IBV and IDV services to streamline the loan process review while using real time collaboration tools to facilitate efficient communication between teams. Speed up conversion rates from days to hours to minutes to instantly.

  • Cost Per Loan Originated

    Cost Per Loan Originated

    Reduce operational costs using data analytics and alternative data to optimize marketing spend and target the right customer segments.

  • Customer Retention Rate

    Customer Retention Rate

    CRM and analytics to enhance the borrower experience and loyalty. Utilize business rules and drip marketing campaigns with an omni media approach to customer engagement.

  • Recoveries

    Recoveries

    Optimized through early intervention, flexible plans, automated reminders, data-driven prioritization, and effective communication, maximizing lender returns while supporting borrower success.